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AResearchReportonCollegeStudentsParticipationin“CampusLoan”

XULifen,WANGJinjin,LIChangji   

  1. a.FinanceDepartment;b.ScientificResearchDepartment,YunnanIndustryandTradeVocationalCollege,Kunming650300,China
  • Received:2020-05-25 Online:2020-08-28 Published:2021-03-03

Abstract: Withtherapiddevelopmentofinternettechnology, “campusloan”hasbecomepopularincollegesanduniversitiesalloverthecountryinrecentyears,andinstallmentpaymenthasbecomeapartofdailyconsumptiononcampusformanycollegestudents.Manycriminalstakeadvantageoftheimmatureconsumptionpsychologyofcollegestudentstosetupvarioushighinterest“routineloans”,enticingcollegestudentstoparticipateinthem,whichwillharmthehealthydevelopmentofcollegestudentsbodyandmind,andbringdisasterstomanyfamiliesatthesametime.Bythemeansofquestionnaire,thisarticletriestounderstandthecurrentsituationofcollegestudentsparticipatingin“campusloans”.Accordingtothesurveyresults,thisarticletriestoanalyzethereasonwhycollegestudentsparticipatingin
“campusloans”,discusstheeducationalmechanismtoprevent“campusloan”,andprovidereferenceforcollegestudentsestablishingcorrectvalues.

Key words: internet, campusloans, educationmechanism

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